Delta Dental is the largest provider of dental insurance in the United States, covering millions of individuals and families. If that’s who your dental insurance provider is, you need to find a dentist who is in-network with your plan. Your Delta Dental dentist in Rocky Hill is Dr. Thaddeus S. Michalski! He and our whole team of experts are happy to accept Delta Dental PPO, Premier, and Care USA plans. Keep reading to find out more about dental insurance, what your plan covers, and how we’ll help you make the most out of your investment in your dental health.
Dental insurance works with a heavy emphasis on prevention. By covering the treatments that keep cavities, gum disease, and other oral health hazards at bay, your provider hopes to help you avoid the need for costly, complex care altogether.
When you visit a dentist who is in-network with your Delta plan, no money exchanges hands for a treatment that is completely covered. And for restorative treatments that you do owe a portion of the cost for, you will simply pay the amount you owe at the time of your appointment. We file your claim and take care of everything to make sure we receive the full amount later on!
Most traditional fee-for-service dental insurance plans work the same. In exchange for a premium, or a fixed amount you pay every month, you receive a list of services you can receive for free or heavily discounted.
Here’s a typical example.
The number one thing you need to know about your dental insurance plan is what’s covered under your plan. When people realize they can get two checkups and cleanings for free annually, they usually start taking advantage of this wonderful benefit that contributes to a healthier, happier smile that lasts for a lifetime.
You should also remember that most dental insurance plans are set on a calendar year and do not roll over to the next year. That means if you reach your deductible, you will also want to get as close to your annual maximum as possible. By examining your overall treatment plan and considering your oral health needs, we can help you make wise decisions for your oral health and your wallet when we see your benefits are set to expire.
If you’ve got questions about your Delta insurance plan, or if you are looking for a dentist who accepts your benefits, don’t hesitate to get in touch with your dentist in Rocky Hill. Contact us or go ahead and request an appointment online for high quality general, restorative, and cosmetic dental care today!
Do you have questions?
Please fill out this short form and we will get back to you with the answers you need!